When talking about Debt, all we know is debt is like a disease that can enable us from living a happy and normal life by taking control over our lives. Don't use all you resources on spending on an unimportant thing and it is very upsetting when you are having a debt. Most of us don’t even know how we end up in the situation we are in. Buying every thing we own with credit has become our culture. But don’t let debt control your life any more. You should establish an emergency fund that may able for you do avoid debt if possible. Implement a debt snowball for example for you to be prepared on something about what debt might come unto you.

At all cost, you must stop acquiring new Debt, it is the most important thing is to start now. The first step is admitting you have a problem financially. Admitting that this is no ones fault but yours can be difficult but it can keep you from borrowing any further. Stop spending money you haven’t made yet. Stop borrowing from your future, no more BOON. You must spend your money on what’s necessary like grocery, utility bills, gas etc.